Nisab Calculator
Check if you meet the Nisab threshold for Zakat eligibility. Enter all amounts in your local currency.
What is Nisab?
Nisab is the minimum amount of wealth a Muslim must have before Zakat becomes obligatory. It's based on the value of 85g gold or 595g silver.
- Step 1: Select Nisab standard (gold or silver)
- Step 2: Enter your net wealth details
- Step 3: Check Zakat eligibility result
Important Notes:
1. Enter all amounts in your local currency (only numbers, no symbols).
2. Scholars differ on whether personal jewelry is zakatable. Please follow the opinion you trust or consult a scholar.
3. Deduct only debts that are currently due or payable within the year.
4. Many scholars use silver Nisab because it benefits the poor more.
5. Zakat becomes obligatory only if your wealth has remained above the Nisab threshold for one full lunar year (hawl). This tool does not track time; it only checks your current status.
1 Select Nisab Standard
2 Your Net Wealth
Nisab Eligibility Result
Summary
Based on your inputs, your Zakat eligibility has been determined.
If eligible, use our Zakat Calculator to determine your Zakat amount (2.5% of net wealth).
How to use this result?
• If your net wealth is above Nisab and has remained so for one lunar year, Zakat is obligatory.
• If your wealth is below Nisab, Zakat is not due.
• Use the Zakat Calculator to compute 2.5% of your net wealth.
• This tool provides an estimate. For personal rulings, consult a qualified scholar.
What kind of debts are deductable from Zakat?
When calculating Zakat, you may deduct only those debts that are currently due and must be paid soon, such as money you owe to someone, unpaid bills, or loan installments that are due now. Long-term debts that are not yet payable (like future installments of a long-term loan) should not be deducted in full. After deducting only the debts that are due, Zakat is paid on the remaining wealth if it reaches the nisab. For complete accuracy,
always verify your Zakat calculation with a qualified Islamic scholar based on your personal financial situation.
Examples of Debts You Can Deduct
You may deduct debts that are due right now or must be paid very soon, such as:
Money borrowed from a friend or family member that you must repay now
This month’s credit card bill
Rent that is due
Utility bills (electricity, water, internet) that are unpaid
Loan or EMI installment that is due this month
Business money owed to suppliers that must be paid now
These are deductible because this money is not really available to you — it must be paid to someone else.
Examples of Debts You Should NOT Deduct
You should not deduct debts that are long-term or not currently payable, such as:
Total amount of a home loan or car loan (only the current installment is deductible)
Future EMIs that are not yet due
A loan that you are delaying without a valid reason
Money you plan to spend later but do not owe yet
Informal “expected expenses” (like future school fees or wedding costs)
These are not deducted because the money is still in your possession and usable.