Zakat Calculator
Calculate your Zakat obligation step by step. Fill in your assets and liabilities in your local currency.
How to Calculate Your Zakat
Zakat is calculated as 2.5% of your net Zakatable wealth after deducting eligible debts.
- Step 1: Provide your asset values in your currency
- Step 2: Enter your deductible debts
- Step 3: Get your Zakat amount
Important Note:
Please enter all amounts in your local currency. Only enter numerical values (no commas, symbols, or currency signs). Use the same currency for all inputs.
Note: Nisab calculation is not included here. Please use our separate Nisab Calculator first to determine if you're eligible to pay Zakat. Also Zakat becomes obligatory only if your wealth has remained above the Nisab threshold for one full lunar year (hawl). This tool does not track time; it only checks your current status.
1 Your Assets
2 Your Liabilities
Zakat Calculation Result
Summary
Zakat is calculated as 2.5% of your net Zakatable wealth. This calculation assumes you have already met the Nisab threshold.
Please use our Nisab Calculator separately to determine if you're eligible to pay Zakat.
How to use this result?
• If your net wealth is above Nisab and has remained so for one lunar year, Zakat is obligatory.
• If your wealth is below Nisab, Zakat is not due.
• Use the Zakat Calculator to compute 2.5% of your net wealth.
• This tool provides an estimate. For personal rulings, consult a qualified scholar.
What kind of debts are deductable from Zakat?
When calculating Zakat, you may deduct only those debts that are currently due and must be paid soon, such as money you owe to someone, unpaid bills, or loan installments that are due now. Long-term debts that are not yet payable (like future installments of a long-term loan) should not be deducted in full. After deducting only the debts that are due, Zakat is paid on the remaining wealth if it reaches the nisab. For complete accuracy,
always verify your Zakat calculation with a qualified Islamic scholar based on your personal financial situation.
Examples of Debts You Can Deduct
You may deduct debts that are due right now or must be paid very soon, such as:
Money borrowed from a friend or family member that you must repay now
This month’s credit card bill
Rent that is due
Utility bills (electricity, water, internet) that are unpaid
Loan or EMI installment that is due this month
Business money owed to suppliers that must be paid now
These are deductible because this money is not really available to you — it must be paid to someone else.
Examples of Debts You Should NOT Deduct
You should not deduct debts that are long-term or not currently payable, such as:
Total amount of a home loan or car loan (only the current installment is deductible)
Future EMIs that are not yet due
A loan that you are delaying without a valid reason
Money you plan to spend later but do not owe yet
Informal “expected expenses” (like future school fees or wedding costs)
These are not deducted because the money is still in your possession and usable.